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Open an AB PLUS Account and enjoy convenient international payments, digital account services, and exclusive customer benefits.

Apply online through the ABFX app, complete your verification, and manage everything in one place. We have English and Thai-speaking team is here to support you every step of the way.

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Opening an account is easy — simply download the ABFX app or register online through our website.

34 Account currencies available
160+ Worldwide payment
0 Customer payments processed
24/7 Account management
A&B Money ABFX app

AB PLUS Member Benefits

Register once and enjoy exclusive benefits on every transfer.

Flexible Transfer Limits

Send money to over 160 countries with ease through the ABFX app, wherever you are.

Welcome Offer

Register for an account and receive one free transfer as part of our welcome offer.

Fast Transfer Service

Our Fast Track Service enables eligible transfers to Thailand to be delivered within minutes, subject to banking hours, recipient bank processing, and compliance checks.

Low Transfer Fees

Fees start from £2, and are adjusted based on the amount being transferred.

Fixed Rate Guarantee

Once your transfer is confirmed, your exchange rate is secured for that transaction, giving you certainty and peace of mind.

Multiple Payment Options

Fund your transfer using a bank transfer, debit card, or credit card — whichever suits your needs.

AB PLUS Business — Fee-Free Transfers to Thailand

Move money with confidence from the UK to Thailand with AB PLUS Business. Enjoy fee-free transfers on eligible outbound payments to Thailand, designed to support fast, efficient cross-border business flows.

Never Miss an Alert

Stay connected in real time with automatic notifications delivered via Email, SMS, and the ABFX mobile app.

Designed for a seamless fintech experience, our alert system helps you track account activity, payments, and key updates instantly, giving you greater visibility and control over your money.

Refer a Friend

Invite friends using your unique member code and earn a £50 reward for every 3 eligible friends who successfully open and are fully approved for an AB PLUS account.

Designed for a seamless digital experience, our referral programme rewards genuine customer growth while maintaining strong safeguards, including identity verification, eligibility checks, and ongoing compliance monitoring in line with applicable UK regulatory requirements.

Account Opening Documents

Open Account with AB PLUS

Get started in minutes by preparing just 4 essential documents. With everything ready, you're all set to complete your AB PLUS account application smoothly and efficiently.

Our digital onboarding process is designed to be quick and user-friendly, while meeting strict UK regulatory requirements, including identity verification and compliance checks.

Availability of account opening is subject to eligibility, successful verification, and applicable terms and conditions.

1

Identity Document (Required)

A valid passport or UK driving licence is required. The document must be clear, valid, and show the full page with all details fully visible.

This is used for identity verification in line with UK regulatory requirements, including AML and KYC checks, as part of the AB PLUS account onboarding process.

2

Proof of Address (Required)

Please provide a recent UK proof of address document dated within the last 3 months, such as a bank statement or utility bill (water, electricity, or phone bill).

The document must clearly display your full name and residential address, and be issued by a recognised provider.

3

Live Selfie Verification (Required)

A live selfie (video capture) is required as part of the identity verification process. You will be asked to record a short video to confirm your identity in real time.

This step is used for fraud prevention and biometric verification to help ensure that the applicant is the genuine account holder.

4

Card Registration (Optional)

You may register your debit or credit card to enable card-based funding of your AB PLUS account.

This step helps verify that the cardholder name matches your onboarding details and ensures secure processing of card payments where this funding method is selected.

Card registration is optional and is only required if you choose to add funds via card. All card data is processed securely in line with applicable UK regulatory standards and PCI-DSS security requirements.

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How to Make Payment?

Once you receive your unique member code after opening your account, you can start sending money in just a few simple steps:

  1. 1

    Log in to your AB PLUS account via the app or online platform

    For your security, access to your AB PLUS account requires a combination of credentials, including your User ID, password, and authenticator verification.

    This multi-factor authentication (MFA) process helps protect your account by adding an extra layer of security beyond your password, reducing the risk of unauthorised access.

  2. 2

    Use Your Perks

    Enhance your transfer experience by applying any available perks to your transaction, such as fee-free transfers or promotional benefits.

    Perks can be selected at checkout before confirming your transfer and will be applied automatically where eligibility criteria are met.

  3. 3

    Beneficiary Information

    To complete a transfer, you will need to provide accurate beneficiary details, including the recipient's full name and bank account information.

    • Select account and choose your destination country and currency
    • Enter the recipient details and transfer amount
    • Review the exchange rate, fees, and total cost before confirming
    • Authorise the transaction to complete your transfer securely

    Transfers are processed in line with applicable compliance checks, including AML and sanctions screening, to ensure secure and regulated cross-border payments.

  4. 4

    We Transfer for You

    Once your transfer is successfully completed, our system will automatically send a confirmation via Email, SMS and ABFX app notification.

    This ensures you stay informed in real time with clear visibility of your transaction status from initiation to completion.

    All notifications are subject to user contact preferences and system availability. Transfers are processed in line with applicable UK regulatory requirements and standard security controls.

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Fast Transfer Service

Ready to Get Started?

Open an AB PLUS account for international transfers in minutes by downloading the ABFX app or registering via our website.

Designed for a seamless fintech experience, AB PLUS supports multilingual customer service, including English & Thai-speaking support, and enables you to manage transfers across multiple major global currencies.

All account applications are subject to eligibility, identity verification, and compliance checks in accordance with applicable UK regulatory requirements.

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